Sensible Quality Homeowners Insurance

Your home and what’s in it is priceless, no matter what your mortgage says. We can help you determine the right amount of coverage for your home. Backed by an A (Exceptional) by Demotech rating for financial stability to get the quality coverage you need.

What is Homeowners Insurance?

Homeowners insurance reimburses you for damage to your primary residence and the possessions inside it. If your home is damaged by storm, fire, theft, or if an accident occurs on your property, Homeowners insurance helps to cover the financial cost--whether it’s repair, replacement, loss or liability.

What Does Homeowners Insurance Include?

Every Accentus policy is unique and tailored to meet your specific insurance needs. Available of Homeowners policies vary based on location, so contact your local agent to discuss what policies may be right for you. Policies may include the following coverage options:

Dwelling Coverage
Dwelling Coverage pays you to repair or replace the physical structure of your home like the roof, the walls or windows.
Liability Coverage
Liability coverage pays to protect you in the event an accident occurring on your property results in a lawsuit or legal action, including providing you with legal representation if necessary.
Personal Property Coverage
Personal property coverage pays you to repair or replace electronics, furniture, clothes, appliances and the like.
Additional Structures Coverage
Additional structures coverage pays to repair or replace damage to other physical buildings on your property such as a stand-alone garage, or a shed, and the personal property within these structures.

Why Do I Need Homeowners Insurance?

Homeowners Insurance protects your home and the things inside against damages. Investing in this coverage allows you to be reimbursed for the cost of repairs or replacement on your property.